Africa Travel Insurance

If you’re travelling abroad, it's important to take out appropriate travel insurance before you go. If you do not have appropriate insurance before you travel, you could be liable for emergency costs including medical treatment. We recommend you buy your travel insurance as soon as possible after booking your trip. If you already have a travel insurance policy, you should check what cover it provides for coronavirus-related events, including medical cover and travel disruption. If you are choosing a new policy, make sure you check how it covers these issues.

Trip Insurance.

For a variety of reasons, many travelers plan vacations that are close to home. However, travel insurance can encourage people to vacation in faraway destinations as policies provide protection when inconveniences or major problems occur during a trip. In addition, vacationers can choose from a variety of insurance options to ensure that they purchase the best coverage for their needs.

Group Travel Insurance

People who travel on the same trip itinerary with a group of ten or more travelers should purchase a group travel insurance plan. Group insurance works the same way as an individual plan, but it covers ten or more travelers on a single policy. Comprehensive group trip insurance plans include a wide range of coverage that bring peace of mind to travelers. We make it easy to quote and buy group travel insurance online through simple online system.

Baggage Insurance

It rarely happens, but the airlines have been known to lose their passengers’ luggage. When this occurs, it starts a highly anticipated vacation off badly. In some cases, the luggage will arrive on the next flight. In other cases, the baggage is lost for good or is damaged. The items inside may also be damaged, but the airlines’ remedy may be less than satisfying for most people. The Office of Aviation Consumer Protection and Enforcement states that an airline may offer passengers a settlement (which can be limited to $3,300 per person) if their luggage is lost. However, this amount only applies toward domestic flights. International flights can be treated differently in many cases.

Flight Insurance

Although it is statistically safer to fly than to drive, people become concerned that they will perish in an airplane crash. Sometimes, the flight needs to be cancelled due to severe weather conditions. Fortunately, these instances and others may be covered by flight insurance in a general trip insurance package.

Travel Medical Insurance.

People may believe that their health insurance plans cover them wherever they are in the world, but this is not necessarily the case. In most instances, people will not be able to present their health insurance cards in a foreign country and expect their insurance companies to pay for the treatment they receive. This is especially the case for Medicare recipients who do not have supplemental coverage. Because this is true, they will need to have travel medical insurance. Travel medical insurance (also known as travel health insurance) is part of a trip insurance package, and it is very similar to the health insurance coverage that people have in their countries. If they become ill or are injured while on vacation, they may have a travel insurance policy that pays for hospitalizations. If they need surgery, prescriptions drugs or need to be evacuated by helicopter or ambulance, their travel medical insurance policies may pay for these things. Some plans also pay for follow-up visits to their foreign doctors.

Cruise Insurance

Many people find cruises fun and exciting, but there are a number of risks to consider. Unforeseen events may cause vacationers to cancel trips and lose thousands of dollars while injuries and illnesses can become particularly expensive at sea. Cruise insurance can protect travelers from unanticipated financial burdens before and during their cruise.

Stay safe!