:root{
  --bg:#ffffff;
  --card:#ffffff;
  --text:#0b1220;
  --muted:#4b5563;
  --line:rgba(2,6,23,.12);
  --brand:#0ea5e9;
  --brand2:#22c55e;
}
*{box-sizing:border-box}
body{
  margin:0;
  font-family:system-ui,-apple-system,"Segoe UI",Tahoma,Arial,sans-serif;
  line-height:1.75;
  color:var(--text);
  background:linear-gradient(180deg,#ffffff 0%, #f8fafc 100%);
}
a{color:inherit;text-decoration:none}
.wrap{max-width:1120px;margin:0 auto;padding:22px}
.topbar{display:flex;gap:12px;align-items:center;justify-content:space-between;padding:10px 0}
.brand{display:flex;gap:10px;align-items:center}
.brand img{height:34px;width:auto;display:block}
.brandText{display:grid;line-height:1.1}
.brandText .name{font-weight:900}
.brandText .tag{color:var(--muted);font-size:12px;margin-top:2px}
.nav{display:flex;flex-wrap:wrap;gap:10px;justify-content:flex-start}
.chip{border:1px solid var(--line);padding:7px 10px;border-radius:999px;color:var(--muted);font-size:13px;background:#ffffff}
.hero{display:grid;grid-template-columns:1.1fr .9fr;gap:16px;align-items:stretch;margin-top:10px}
.card{background:var(--card);border:1px solid var(--line);border-radius:18px;box-shadow:0 12px 30px rgba(2,6,23,.08)}
.hero .left{padding:22px}
.kicker{display:inline-flex;gap:8px;align-items:center;font-size:13px;color:var(--muted);border:1px solid var(--line);padding:6px 10px;border-radius:999px;background:#ffffff}
h1{margin:12px 0 10px;font-size:34px;line-height:1.25}
h2{margin:0 0 8px}
.lead{color:var(--muted);margin:0 0 14px}
.ctaRow{display:flex;flex-wrap:wrap;gap:10px;margin-top:12px}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:11px 14px;border-radius:12px;border:1px solid var(--line);background:#ffffff}
.btn.primary{border-color:transparent;background:linear-gradient(135deg,var(--brand),var(--brand2));color:#052014;font-weight:900}
.heroImg{overflow:hidden}
.heroImg img{width:100%;height:100%;object-fit:cover;border-radius:18px}
.grid2{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-top:16px}
.section{margin-top:16px}
.sectionHeader{display:flex;align-items:flex-end;justify-content:space-between;gap:12px;margin:14px 0 10px}
.sectionHeader h2{margin:0;font-size:22px}
.muted{color:var(--muted)}
.box{padding:16px}
ul,ol{margin:8px 0 0;padding:0 18px}
li{margin:6px 0}
.tableWrap{overflow:auto;border-radius:16px;border:1px solid var(--line)}
table{width:100%;border-collapse:collapse;min-width:980px;background:#ffffff}
th,td{padding:12px 10px;border-bottom:1px solid var(--line);text-align:right;vertical-align:top}
th{font-size:13px;color:var(--muted);background:#f1f5f9}
tr:last-child td{border-bottom:none}
.note{font-size:13px;color:var(--muted);margin-top:10px}
.faq details{border:1px solid var(--line);border-radius:14px;background:#ffffff;padding:12px 12px;margin:10px 0}
.faq summary{cursor:pointer;font-weight:900}
.footer{margin-top:20px;padding:18px;border-top:1px solid var(--line);color:var(--muted);display:grid;gap:10px}
.links{display:flex;flex-wrap:wrap;gap:10px}
.links a{border:1px solid var(--line);padding:8px 10px;border-radius:999px;background:#ffffff;color:var(--muted);font-size:13px}
/* 3-column no-gap section */
.steps3{display:grid;grid-template-columns:repeat(3,1fr);gap:0;border:1px solid var(--line);border-radius:18px;overflow:hidden}
.stepCard{padding:16px;border-left:1px solid var(--line);background:#ffffff}
.stepCard:first-child{border-left:none}
.stepNum{font-weight:900;color:#0f172a}
@media (max-width:920px){
  .hero{grid-template-columns:1fr}
  .grid2{grid-template-columns:1fr}
  .steps3{grid-template-columns:1fr}
  .stepCard{border-left:none;border-top:1px solid var(--line)}
  .stepCard:first-child{border-top:none}
  h1{font-size:30px}
}